About Komodo
Built around the business buying coverage.
Our team brings licensed brokerage experience together with insurance investing, operations, and AI-native product development to make complex insurance decisions clearer.
Meet the team →The one place you go for business insurance
Average quote time at komodo: 12.1415926 mins
Top Insurance Carriers on Komodo
How Komodo Works
Step 1
Coverage Selection
Pick your lines, limits, and effective date.
Estimated time: <1 minute
Step 2
Basic Intake
Answer a few questions about your business.
Estimated time: 3 minutes
Step 3
Review Indications*
Compare indications from top carriers side by side.
Estimated time: Depends on you
Step 4
Finalize Application
Complete the remaining details carriers need.
Estimated time: 10 minutes
Step 5
Submission
Pay or sign for each coverage and receive your policy documents.
Estimated time: 5 minutes
*Indications are preliminary, non-binding estimates. Final terms, pricing, and coverage are set by the carrier after underwriting.
3 reasons to use Komodo
Have you ever wondered
“why do I have to go through a broker?”
Now you have Komodo.
Most commercial insurance processes start with a generic form. Komodo starts with your business—then explains how its operations, contracts, people, property, and data shape the questions insurers ask.
Three reasons
Answers in minutes, not weeks.
Where traditional processes fall short
Traditional placement runs on email tag and callback windows, so a single question can wait days for a reply.
Komodo's approach
Komodo answers coverage questions the moment you ask them and keeps your conversation moving instead of stalling on a 24-hour broker wait.
How Komodo works
Insurance starts with understanding your business.
Three steps take you from a plain-language description of your business to clear coverage guidance and a decision about how to move forward.
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1 — Share context
Tell us how your business works.
Share your operations, people, contracts, locations, and priorities in one guided conversation.
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2 — Review guidance
Understand what insurers need—and why.
Review common coverages, what shapes them, and the information insurers may need.
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3 — Choose next steps
Choose how to move forward.
Continue with educational guidance or request a licensed broker to review options and, where available, pursue placement.
Resources
Learn the language of your coverage.
Plain-language guides to coverages, industries, and the questions insurers ask—so you can walk into any insurance conversation prepared.
Explore resources →